Repay a student loan – Repayment assistance

Repayment Assistance Plan

If you are having trouble paying your loan, you can apply for help through these plans:

• Repayment Assistance Plan (RAP)
• Repayment Assistance Plan for Borrowers with Disabilities (RAP-D)

Severe permanent disability

If you have a permanent disability, you may be able to have your student debt cancelled through the Severe Permanent Disability Benefit (SPDB).

You could be eligible if your disability limits your ability to work for the rest of your life.

• Apply for the SPDB

Family doctors and nurses

As a family doctor, resident, or nurse working in a rural or remote area, you may qualify for help to repay your student loans.

• Apply for loan forgiveness for doctors and nurses

Canadian Forces reservists

If you are a Canadian Forces reservist on a designated operation, you do not have to make payments on your student loans.

• Keep your loan payment-free as a reservist

You have options

Whether you missed a loan payment or not, you can:

• log in to your NSLSC account to access tools to help you find a repayment plan
• contact the NSLSC to discuss your payment options
• borrowers from Alberta, Nova Scotia and Prince Edward Island also need to contact their province