How much you could receive
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Maximum payments and income thresholds
The amount of Guaranteed Income Supplement that you receive depends on your marital status and your previous year’s income (or in the case of a couple, your combined income).
| Your situation | Your annual income must be | Maximum monthly payment amount |
|---|---|---|
| I am single, divorced or widowed | Less than $21,624 | up to $1,065.47 |
| I have a spouse/common-law partner who receives the full OAS pension | Less than $28,560 (combined annual income of couple) | up to $641.35 |
| I have a spouse/common-law partner who receives the Allowance | Less than $39,984 (combined annual income of couple) | up to $641.35 |
| I have a spouse/common-law partner who does not receive an OAS pension or Allowance | Less than $51,840 (combined annual income of couple) | up to $1,065.47 |
Find out more about Guaranteed Income Supplement payment amounts.
The Guaranteed Income Supplement (GIS) benefit is reviewed in January, April, July and October to reflect increases in the cost of living as measured by the Consumer Price Index. Your monthly payment amount will not decrease if the cost of living goes down.
Your payment
You can receive your benefit payment by cheque or direct deposit to your banking account in Canada. You will have to sign up for direct deposit.
If your income this year is less than last year
Did you recently retire or experienced a drop in income? If your income is less than what you reported on your tax form last year, contact us.
One-time grant for Guaranteed Income Supplement recipients who received pandemic benefits New
If you saw a reduction or loss of benefits in July 2021 due to the receipt of pandemic benefits in 2020, you could receive a one-time grant.
If you disagree with the amount you receive
If your letter from us lists a payment amount you think is incorrect, you must write to us within 90 days after you receive our letter. See more information on how to request a reconsideration.
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