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Do you qualify

To qualify for the Canadian Dental Care Plan (CDCP), you must meet all the eligibility criteria.

If you have a spouse or common-law partner, you both need to meet the eligibility criteria.

Eligibility for children under 18 will be determined by the parents’ or guardians’ eligibility.

Eligibility criteria

To qualify for the CDCP, you must:

  • This means you don’t have dental insurance:

    • through your employer or a family member’s employer benefits, including health and wellness accounts
    • through your pension (previous employer) or a family member’s pension benefits
    • purchased by you or a family member or through a group plan from an insurance or benefits company

You need to meet all the eligibility criteria to qualify for the CDCP.

What is adjusted family net income?
  • Your family net income (line 23600 of your tax return plus line 23600 of your spouse's or common-law partner's tax return, and any world income not reported in a tax return to the CRA, such as by a new resident)
  • Minus any universal child care benefit (UCCB) and registered disability savings plan (RDSP) income received (line 11700 and line 12500 of your or your spouse's or common-law partner's tax return)
  • Plus any UCCB and RDSP amounts repaid (line 21300 and line 23200 of your or your spouse's or common-law partner's tax return)
  • equals adjusted family net income

If you have dental coverage through government social programs

If you have dental coverage through a provincial, territorial or federal government social program, you can still qualify for the CDCP. If you meet all the eligibility criteria, your coverage will be coordinated between the 2 plans to ensure there are no duplication or gaps in coverage.

If you provide false information in relation to an application to the CDCP, you may be removed from the plan. If you or your family members were not eligible to apply, you or your family member may have to repay the cost of care received through the CDCP.

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