Schedule a series of payments

To see if you can use this option to pay your debt, go to How to schedule a series of payments.

1. Calculate your monthly income and expenses

   Use the personal income and expense worksheet to determine what you can afford to pay on a regular basis.

2. Log in to My Account / My Business Account

   You can see different payment schedule options using the secure My Account / My Business Account portal, when you select “Proceed to pay”.

3. Schedule a series of payments

   Fill in the fields to calculate payment schedules to see different options that are possible. For more information, go to Schedule a series of payments.

4. Confirm a PAD agreement

   Confirm a PAD agreement when you have found a payment schedule that works best for you.

Set up a payment arrangement

If you owe an amount to the CRA, we will work with you to find the best way to pay your debt through a payment arrangement.

1. Calculate your monthly income and expenses

   Use the personal income and expense worksheet to determine what you can afford to pay on a regular basis.

2. Call the CRA to set up your payment arrangement

   You must call to set up a payment arrangement:

   Automated TeleArrangement service

   Telephone number:

   1-866-256-1147 (opens up phone application) 1-866-256-1147

   Hours:

   Dedicated hours

   Date	Hours
   Monday to Friday	7 am to 10 pm (ET)
   Saturday and Sunday	Closed

   Closed on public holidays

   Speak to a CRA agent

   Telephone number:

   1-888-863-8657 (opens up phone application)1-888-863-8657

   Hours:

   Dedicated CRB number hours (phone-1)

   Date	Hours
   Monday to Friday	7 am to 8 pm (ET)
   Saturday and Sunday	Closed

   Closed on public holidays

   You can also request an individual tax debt call.

3. Start your payment arrangement

   To start your payment arrangement, you need to make your first payment towards your debt.

   You must continue to make payments on the agreed upon dates in your payment arrangement and file all future tax returns on time. Your payment arrangement may be reviewed periodically.

   For options, go to make a payment.