Every dollar counts!
Raising children, working at minimum wage, living with disabilities, buying or renovating a home, or just keeping up with the bills is not always easy. There are many benefits, credits, and programs available to help you.
Canada child benefit (CCB)
Provides monthly tax-free money. Eligible families can get up to $7,437 per year for each child under 6 and up to $6,275 per year, for each child aged 6 to 17.
Canada workers benefit (CWB)
Provides an amount that helps those working and earning a low income to reduce any taxes owed and can result in a tax refund.
GST/HST Credit
Provides four tax-free payments per year. If eligible, single individuals can get up to $496 per year. A couple with two children could get up to $992 per year.
Disability tax credit (DTC)
Provides a tax credit for people with impairments, or their supporting family member, that lowers the amount of income tax they may owe. Eligible individuals can claim up to $8,870, with an additional $5,174 for those under 18.
Home Buyers’ Plan (HBP)
Withdraw up to $35,000 from your registered retirement savings plan (RRSPs) to buy or build a home.
Find out what else you could qualify for
Tax credits and benefits for individuals
Payment dates, Canada child benefit, GST/HST credit, disability tax credit, Canada workers benefit, and other benefits and credits.
Housing programs
Learn about programs that can help with buying or renovating a home.
Canada Dental Benefit
The interim Canada Dental Benefit gives eligible families up-front, direct payments of up to $650 a year per eligible child under 12 for two years (up to $1,300) to support the costs of dental care services.
Benefits Finder
Use this tool to find Benefits and Services that you may be eligible to receive, including from federal, provincial or territorial governments.
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Videos
Canada child benefit (CCB) – Sarah's story
Sarah is a mother of a two. She heard about the benefit through her cousin, who had received it. As a result, Sarah applied for the benefit when her first son was born. The CCB helps her set aside money for her children’s education and helps with the cost of swimming and music lessons for them as well.
Watch a short video on Sarah's story.
Canada workers benefit (CWB) – Leslie's story
Leslie found out about the CWB while doing his taxes. He works in theatre and also works at sports ticket counters to supplement his income. Unfortunately, because of COVID-19, his income reduced significantly with theatres and sporting venues being closed. The benefit allowed him to continue working without worrying about how he would cover certain expenses with his reduced income. For Leslie, the CWB meant he didn’t have to rely upon others to pay his bills.
Watch a short video on Leslie's story.
GST/HST credit – Jamal's story
Jamal heard about the GST/HST credit from a tax service representative. The credit helps him catch up on outstanding bills.
Watch a short video on Jamal's story.
Disability tax credit (DTC) – Kristin's story
Kristin was born with osteogenesis imperfecta, which causes her bones to break easily. She has broken close to 100 bones in her lifetime. She has also been diagnosed with scoliosis and bilateral hearing loss. Kristin learned about the DTC from her family and the disability community. Since Kristin needs modifications to her home, vehicle, and wheelchair to live well as a person with a disability, the DTC helps her offset some of these costs.
Watch a short video on Kristin's story.
Home Buyers’ Plan (HBP) – Laura and Marie’s story
Laura and Marie wanted to be homeowners. The HBP helped them buy their first home and invest in their future. It gave them a sense of security which was really important to both of them.
Watch a short video on Laura and Marie's story.
Free tax help – Anna's story
Anna found out about free tax clinics when she picked up a flyer at a local community centre (and she still has that flyer today!). She was intimidated by doing her taxes and found it hard to pay for someone else to do them for her. Thanks to the free tax clinic, Anna knew her taxes were done, it gave her peace of mind and she got the benefits and credits she qualified for.
Watch a short video on Anna's story.
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